If you are looking for a car title loan at competitive terms to cover unforeseen expenses, then come to True Financial.  

We understand your need for quick cash and can readily help you when you are facing medical emergencies, car repairs, home improvements, or are looking for a way to finance your vacation.  

Don’t let money problems dampen your spirit. Get in touch with True Financial to take out a title loan on your car today.  

What are Car Title Loans? 

Car title loans are just like any other loan where a lender offers you money on interest for a stipulated period of time.  

However, where most lenders would look at your credit history, financial condition, outstanding debts, and employment record, True Financial skips all these unnecessary steps to offer the title loan amount in a quick and efficient manner.  

Typically, lenders don’t approve people with sub-par credit history and they almost never complete the paperwork before at least 7 working days. Car title loans are different on this account as well, especially when you deal with True Financial. We make sure that we complete all necessary paperwork the same day, so that you can take care of your financial problems at the earliest. 

Car title loans or auto title loans make use of your vehicle value to determine the loan amount, which you are allowed to spend as you please. For instance, we don’t ask questions when you use the money towards an impeding car repair rather than on home improvements.  

Also, by using the current market value of your vehicle as the sole determinant for loan approval, we offer people with unfortunate credit history opportunity to get out of their financial mess.  

When you take out a loan from True Financial, you can use the money to take care of your staggering credit card debts and other loans that would have otherwise hurt your credit score.  

How Do True Financial Car Title Loans Work? 

We don’t tout are own horn when we claim to be the best place for acquiring title loans. Our process is simple, streamlined, and efficient. The best part is that it is completely online, so you don’t have to endure the hassle of finding a physical storefront.  

When we offer car title loans, we use the value of your car as collateral. This allows us to secure the loan and hedge our credit risk, which in turn helps you attain a loan even when you don’t have the necessary credit scores.  

You can trust us to work with you at every step of the loan process and offer the fairest terms and conditions.  

Here’s how you can take out a title loan easily through True Financial: 

1. Complete the Online Form 

We have an easy online loan application form that takes only a few minutes to complete. At True Financial, we understand the hurry you would be in when facing a cash emergency.  

We can better process your application if you make sure to fill in all details accurately. Since, we don’t hassle you any further by scheduling physical inspections and base the entire loan process on the online form, we require certain pertinent details.  

Apart from your basic contact information, you would have to provide us with the vehicle year, make, model, and the current odometer reading. We need these details to ascertain the current market value of your car and the loan amount.  

You can even give us a call if you get stuck somewhere in the loan application. We are open 24 hours on all days of the week.  

2. Accept the Loan Terms 

Once you complete the online form and submit the information, we shall get back to you within a few hours.  

We pride ourselves on offering same day loans at True Financial. We ensure fair loan terms and conditions. It is important that you pay attention to the loan amount, interest rate, and repayment terms.  

At True Financial, we try to keep things as simple and transparent as possible. We don’t want you to suffer from unexpected interest shocks at a later date. You can always call us anytime if there are any terms that escape your understanding. We are here to help you. 

3. Get the Loan Amount 

Loan approval is complete as soon as you accept the loan offer, terms and conditions. We shall transfer the amount to your bank of choice immediately when you approve the terms. We would require your car title as part of the collateral. The car title or pink slip shall be returned to you whenever you repay the loan in full. 

True Financial repayment terms are one of the best in the industry. We don’t mince words when we claim to have your back.  

Whether it is to get out of a tricky cash situation or you need help with loan repayments – our phone lines are always open and our customer service representatives are always there to help you out.  

Which Cars Qualify For True Financial Title Loans? 

You can take out a title loan on any car with True Financial, as long as you own equity in the vehicle.  

This means that the loan on the vehicle should be paid off and there should be no liens on it. That said, we will consider your loan application even if you have a few remaining installments on a standard car loan.  

We do not work like dealers who only accept popular vehicles. You can take out a title loan on any make and model. We also accept luxury cars from the high-priced segment. Depending upon the car’s value, you can qualify for title loans, anywhere from $1,000 to $10,000 and maybe even more.  

Most car title lenders don’t accept salvage titles, which refers to cars that have been totaled beyond repair and deemed unworthy by insurance companies. If you have a rebuilt salvage car, then you can always take out a title loan on it through True Financial.  

It is fast, easy and free for you to find out how much you qualify for. Simply get in touch with a True Financial loan representative or fill out the easy online form. Make sure the information you provide is absolutely accurate and true to your knowledge.  

Don’t let an old, rusty car take up space in your garage. Get in touch with us and we will help you put it to good use in solving your money troubles. Even if you have a vehicle older than 10 years, True Financial is here to offer you a car loan on it.  

Why Car Title Loans From True Financial? 

There are a number of car title loan lenders in California who offer easy title loans. However, they don’t have what True Financial does. We don’t treat you like patsy and take advantage of your cash emergency. Instead, we understand your loan needs and do our best to meet them with the lowest possible interest rates.  

Here are some of the more prominent benefits of taking out a car title loan with True Financial: 

1. All Cars Accepted 

We accept all cars from the old classics to the latest high-end models. We don’t flinch at salvage car titles and do our best to offer you great loan terms. We also accept cars with remaining loan installments.  

You can take out title loans on any vehicle make and model, including SUV, convertible, hatchback, sedan, or an electric hybrid.  

2. You Keep the Car 

One of the most significant benefits of dealing with True Financial is that you get to keep the car and the loan amount. You read that right.  

We don’t need you to keep your car in our warehouse even though we use it as collateral. You can use it and drive it as normal with no interference. All we need is the title to your car.  

We understand that your vehicle would be your primary mode of transportation, without which, it could get very difficult for you to get to work.  

3. No Physical Inspection 

There are no physical inspections where title loans from True Financial are concerned. We don’t want to see the exteriors, interiors or the engine of your vehicle. Our relationship with all our borrowers is one of trust and understanding.  

You don’t need to hassle yourself in bringing your car to our office to seek a title loan. Our emphasis is upon quick transactions so that you can get the money you need as soon as possible.  

4. Fairest Terms and Conditions 

We have one of the fairest and most transparent loan terms and conditions in the industry. In fact, it is also one of the best. We do everything we can to keep the interest rates at the minimal while providing the best loan valuations.  

5. 24-Hour Car Title Loans 

Emergencies can strike anytime. This is one of the reasons why we work round the clock. You can apply to True Financial for a title loan 24 hours a day. We have a completely streamlined online process which makes it easy for you to acquire a loan wherever you are.  

We invest in our customer service department so that you can get the best experience ever. Whether it is a query about your application, approval, loan disbursal, or repayment, you don’t have to hesitate to give us a call.  

6. Same Day Approvals 

We make sure that we approve all loan applications within a few hours of their submission. In fact, it is a matter of pride with us that most loans are approved the same day and the loan amount paid out.  

Our approval process is not complicated and simply takes into account the value of your car. Loan amount and all other loan terms are based on that valuation.  

7. High Loan Amounts 

We offer some of the highest loan amounts in the industry. While offering title loans, we use the value of your vehicle as collateral.  

You can qualify for loan amounts as high as $10,000 and more, depending upon the current market value of your car. We use the most sophisticated algorithms to determine the value of a car, in order to provide the highest loan amounts.   

8. No Credit Score 

All title loans offered by True Financial are based on car valuations and not individual financial history.  

Hence, we don’t look into your credit history or ask for your credit score. We don’t carry out any credit checks as well. This means you can get a car title loan from True Financial even if you have a poor or bad credit score.  

There are many borrowers who apply for car title loans simply to repair their credit scores. We report all loan payments that are made on time to the credit bureau. This helps you improve your credit rating while taking care of your immediate financial troubles.  

What If You Don’t Have a Car? 

Did you know you can get a loan even if you don’t have a car? True Financial offers title loans on motorcycles and RV as well. The loan process is similar to taking out a traditional car title loan. There are no prepayment penalties or charges for you to apply for a loan.  

You can borrow as much as you want depending upon the collateral’s value. The usual loan amount where RVs are concerned is $4,000 to $6,000.  

The best part is that you don’t have to leave your RV with us. You can enjoy driving it and get to keep the loan amount as well.  

Looking to Refinance Your Car Title Loan? 

If after reading this, you are kicking yourself for not taking out a title loan with True Financial, then don’t worry.  

We can help you refinance your current title loan and offer you better terms and conditions. By refinancing your current title loan, you can get lower monthly payments that make it easier for you to manage your monthly expenses.  

Get a Car Title Loan Today 

Apply online or give a call to speak to a helpful True Financial title loan representative. Take care of your financial needs today.